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VW Van Finance Deals Explained

Added: 15 January 2020

VW Van Finance Deals Explained

Volkswagen Van Finance makes it easy for you to get behind the wheel of the van you want while still managing to keep within budget. Here at Heritage VW, we have a range of financing options that make the process smooth, comfortable, and above all else, satisfying.

Personal Contract Purchase

A Solutions Personal Contract Plan is one of the most flexible options Heritage VW offers. It allows you to better manage costs compared to the Hire Purchase model. Owners can put down a small initial sum and then defer a portion of the vehicle’s value until the end of the contract. Then, you decide whether you want to keep the van, return it, or exchange it for a new one.

Cost Breakdown:

• Deposit of one monthly repayment
• Monthly payments spread across 18 - 49 months
• Optional final payment with three choices

Finance Lease

Finance leasing offers low monthly repayments and also the opportunity to make money back following the end of the agreement by sharing the sales proceeds. At the end of your contract, your options include undertaking a subsequent rental period or selling the vehicle on behalf of Volkswagen Commercial Vehicle Financial Services.

Cost Breakdown:

• Initial rental of one advance rental repayment
• Rental repayments spread across 12 - 48 months
• Final balloon repayment with two options

Alternatively, you can consider Financial Lease Repayment, which offers monthly rental payments rather than a full payout.

Cost Breakdown:

• Initial rental of one advance rental repayment
• Rental repayments spread across 12 to 60 months

Hire Purchase

Hire purchase offers one of the easiest ways to own your vehicle. Contract terms include no maximum mileage, deposits from 10% plus VAT, and no final balloon payment at the end of the contract.

You make the initial payment and then spread the balance out over one to five years. After this period and once you have made all purchase payments, the vehicle is yours.

Cost Breakdown:

• One monthly deposit repayment
• Repayments spread across 12 - 60 months

Van Contract Hire

This popular and straightforward option offers simplicity and a lack of hassle. It allows you to drive the VW Commercial Vehicle without owning it and is ideal for customers happy to pay a rental amount and change on a fixed period with no disposal risk. Mileage must meet 200,000 at the end of the contract, and you will need a minimum advance of one month for new vehicles and three months for used.

Cost Breakdown:

• Initial rental of at least one month
• Rental repayment spread across 12 to 60 months

Lease Purchase

Lease purchase is ideal for customers and small businesses seeking long-term ownership with reduced monthly repayments. An end of contract deferral helps keep monthly costs low. Owners must achieve 280,000 miles at the end of the contract, and you must put down an advance of one month for new vehicles and three months for used.

Cost Breakdown:

• Initial rental payments as little as one month
• Rental repayments spread across 12 to 48 months
• Final balloon payment

Finance for You

You can find the right finance deal for you with ease, so hopefully, these options have given you ideas on which is most suitable for your situation.

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